Segmented Risk
Aggregated Rate
Every Match
Grows into Value
Unlock the Best Rates for Onchain Loans
Segmented Risk
Aggregated Rate
Earn more. Risk less.
Competitive Rates
Borrowers get the best aggregated rates. We combine all lending offers to give you the most competitive terms in real time.
Isolated Risk
Lenders get full risk isolation. Each strategy is separate, and you decide where to deploy capital and what level of risk to take.
Flexible Terms
Set your own parameters. You can place conditional orders based on interest rate, LTV, or other preferences.
Transparent by Design
The first fully onchain lending order
book. Every
quote, match, and price
discovery happens
transparently onchain.
Seamless Yield
Deposit USDm into Vault and earn
automatically.
We handle the strategy
allocation and yield
generation for you.
Built to Empower.
Audited to Protect.
Avon delivers secure and transparent markets,
verified through private and public audits by
leading
blockchain security firms.
Private Audit
Public Audit
Private Audit
Private Audit
Private Audit
How it Works
STEP 01
Lenders pick strategies
Lenders choose different strategies to earn yield based on their risk preference. Each strategy adds its liquidity and lending offers into Avon's shared orderbook.
STEP 02
Markets post onchain lending quotes
Market managers publish lending offers to an onchain orderbook with APY and LTV ranges, using a tick-based approach similar to Uniswap v3.
STEP 03
Borrowers take or make orders
Borrowers can instantly borrow through Market Borrow based on available APY and LTV, or place Limit Borrow orders to wait for their preferred terms.